With or Without Insurance, Residents Must Prepare for Hurricane Season
McAllen Monitor—June 29th, 2010
Insurance officials encouraged homeowners to maintain a detailed inventory of property in preparation for Hurricane Alex, while pushing uninsured residents to shop around for much-needed disaster protection.
Jerry Hagins, public information officer for the Texas Department of Insurance, also stressed the addition of flood coverage since most policies exclude such protection.
“Prepare for the worst but hope for the best,” Hagins said Monday.
Without much time before the season’s first storm, Hagins urged homeowners to review their insurance policy.
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Echoing Hagins, Alex Winslow, executive director for the consumer and insurance protection group Texas Watch, said homeowners should also keep a meticulous inventory of personal belongings and the state of their property.
“Walk through your house with a video camera showing electronics, serial numbers and brands,” Winslow suggested. “Take stock even of the furniture chest you got from your grandmother.”
Both said residents can avoid delays in the claims process if they keep such an inventory and insurance policy nearby at all times once a disaster hits.
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