Consumer Group Seeks Texas Insurance Data to Identify ‘Junk’ Policies
The Dallas Morning News—February 10th, 2012
AUSTIN — A leading consumer group, trying to prove its argument that many Texas drivers and homeowners have “junk” insurance policies, filed an open records request Thursday seeking detailed information on all current policies sold in the state.
Texas Watch filed the unusual request with the Texas Department of Insurance, asking for all residential and automobile insurance policy forms and endorsements now in use. An endorsement is used by an insurer to add or subtract specific coverage in the original policy.
“Research conducted by the Texas Department of Insurance demonstrates that deregulation of policy forms in the state has led to significantly less coverage for most homeowners, who are being forced to pay good money for what are aptly described as ‘junk policies,’” said Alex Winslow, executive director of Texas Watch, referring to a department report from early 2011.
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