Texans were promised back in 2003 that if they agreed to arbitrary restrictions on their legal rights health care would be more accessible and less expensive. Years later, however, our health care costs are higher than ever, a huge number of Texans are still uninsured, and underserved communities continue to struggle to attract quality doctors.
Policyholders pay premiums in exchange for a promise from their insurance company that claims will be paid in full and on time. Too often insurers fail to hold up their end of the bargain by unfairly denying, delaying, or underpaying valid claims. That’s why strong laws with stiff penalties – like those that have been codified in the Insurance Code for decades – are necessary to deter bad conduct.
However, insurance lobbyists are attempting to pass legislation that gives to industry and takes from policyholders.
Corporate lobbyists have repeatedly attempted to limit the ability of municipalities to hold polluters accountable. City and county officials have a duty to protect their taxpayers by forcing polluters to pay for the cost of cleaning up their contamination. Yet, these measures would effectively obstruct the ability of local governments, which are closest to their constituents in our constitutional republic, to take legal action against those who pose a clear and present danger.
In Texas, hospitals can be accountability-free zones for rapists in white coats.
In 2003, Texas lawmakers passed devastating anti-patient laws, choosing to protect doctors from liability instead of patients from harm. That same law is now being interpreted to shield rapists from civil accountability.