Texas Watch

HB 3787 Severely Limits Home, Commercial Insurance Claim Deadlines

HB 3787 Severely Limits Home, Commercial Insurance Claim Deadlines

The Texas House is scheduled to debate House Bill 3787 tomorrow. The bill severely and arbitrarily shortens the amount of time policyholders have to make a claim or file suit against their insurance carrier for the wrongful denial or underpayment of their claim. The legislation: 

  • Severely shortens the time homeowners and businesses have to file a property insurance claim and effectively prohibits policyholders with latent damage from receiving full payments for needed repairs.
  • Allows government to pick winners and losers by putting captive home and commercial policyholders on worse footing than any other party to a contract in the state.
  • Creates a giveaway to for-profit insurance carriers by arbitrarily restricting the ability of homeowners and businesses with valid disputes to require full payment.

Click here to learn more: [PDF].

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