Eye on Texas Blog

Eye on Texas Blog

Here We Go! Session 2013

The 83rd Legislative Session has begun here in Austin! It’s going to be a tough one for consumers, but we’ve never been more ready. With more activists than ever, we know that your voices will have an even greater impact.

But before we get started, we need your help. We want to know what issues are most important to you this session and what’s the best way to keep you informed and involved. (more…)

Posted January 8, 2013

Eye on Texas Blog

Comments on Prohibiting Binding Arbitration in Insurance Contracts

The Department of Insurance is considering a rule restricting forced arbitration in insurance policies and has asked for input. Mandatory, pre-dispute arbitration limits the legal rights of consumers by forcing them into a costly, secret, unappealable process that favors big insurance companies over policyholders. Ensuring that policyholders maintain their full legal protections by formally banning forced arbitration is crucial. (more…)

Eye on Texas Blog, Press Releases

Consultant Recommends Lowering TWIA Agent Fees. Sound Familiar? Sure Does to Us.

Commissions paid to insurance agents by the state’s windstorm insurance pool should be lowered to levels that are in line with what private insurance carriers pay agents. That is the recommendation of a highly paid consultant hired to give Texas insurance regulators ideas for ways to cut costs in TWIA.

This is a great idea that should be implemented. Why didn’t we think of it? Oh, wait, we did – more than 2 years ago. (more…)

Eye on Texas Blog, Press Releases

Study: Restricting Physician Accountability Bad for Patients

Here’s a shocking conclusion from a new academic study into the impact of restricting medical liability: Patients harmed by medical negligence can’t access the legal system.

Okay, not so shocking. We’ve known that for years. Just ask patients who have been needlessly harmed by medical negligence. Or a family member – like Bill and Kelly Putnam – who have lost a loved one.

But, this latest bit of scholarly research into the matter confirms the anecdotal evidence that doctors, hospitals, and nursing homes escape accountability when they commit medical malpractice. The study also concludes that all patients are put at greater risk as a result. (more…)

Eye on Texas Blog

State Farm: Insurance Bandit

You may have seen the headlines over the weekend. Insurance giant State Farm filed a 20% rate hike with the Texas Department of Insurance. This is the largest single rate increase in recent history.

Insurance Commissioner Eleanor Kitzman has a very small window – just 30 days – to block State Farm from implementing this enormous rate increase. So, write her today and tell her to reject this rate hike!

(more…)

Eye on Texas Blog

Insurance Myth #10: “INSURANCE SHOPPING IS EASY.”

You’ve heard it before. Lobbyists and regulators repeatedly say that if policyholders would just “shop the market” everything would be alright. Implicit is that shopping for insurance is a simple proposition and consumers are just lazy. Really they’re saying it’s your fault. As if you like paying too much and getting too little. Of course, this rhetoric ignores reality. (more…)

Research & Reports
Research & Reports

The Texas Watch Foundation, a non-partisan 501(c)(3) organization, conducts research and public education activities on consumer law, consumer protection and civil justice issues. Read More »

Court Watch
Court Watch

Court Watch, a program of the Foundation, documents the role and impact of the Texas civil court system on Texas families and Texas public policy. Read More »