The Texas Senate Committee on Business & Commerce, chaired by Sen. John Carona, issued its recommendations for the current legislative session this morning. Among them were pro-policyholder reforms that, if implemented, will improve transparency and empower policyholders to shop our complex insurance market more effectively. (more…)
The results are in! We had the biggest survey response we’ve ever seen, and we’re grateful for your input. Now that we have your preferences, we will be more prepared to advocate for you at the Capitol this session. (more…)
The 83rd Legislative Session has begun here in Austin! It’s going to be a tough one for consumers, but we’ve never been more ready. With more activists than ever, we know that your voices will have an even greater impact.
But before we get started, we need your help. We want to know what issues are most important to you this session and what’s the best way to keep you informed and involved. (more…)
Imagine this scenario. Texans are facing a physician shortage. Under-served rural and poor communities struggle to attract doctors to serve their needs. Politicians scramble to find a solution to the crisis. That is where we were 10 years ago. Things aren’t so different today. (more…)
The Department of Insurance is considering a rule restricting forced arbitration in insurance policies and has asked for input. Mandatory, pre-dispute arbitration limits the legal rights of consumers by forcing them into a costly, secret, unappealable process that favors big insurance companies over policyholders. Ensuring that policyholders maintain their full legal protections by formally banning forced arbitration is crucial. (more…)
Commissions paid to insurance agents by the state’s windstorm insurance pool should be lowered to levels that are in line with what private insurance carriers pay agents. That is the recommendation of a highly paid consultant hired to give Texas insurance regulators ideas for ways to cut costs in TWIA.
Here’s a shocking conclusion from a new academic study into the impact of restricting medical liability: Patients harmed by medical negligence can’t access the legal system.
Okay, not so shocking. We’ve known that for years. Just ask patients who have been needlessly harmed by medical negligence. Or a family member – like Bill and Kelly Putnam – who have lost a loved one.
But, this latest bit of scholarly research into the matter confirms the anecdotal evidence that doctors, hospitals, and nursing homes escape accountability when they commit medical malpractice. The study also concludes that all patients are put at greater risk as a result. (more…)
You may have seen the headlines over the weekend. Insurance giant State Farm filed a 20% rate hike with the Texas Department of Insurance. This is the largest single rate increase in recent history.
Insurance Commissioner Eleanor Kitzman has a very small window – just 30 days – to block State Farm from implementing this enormous rate increase. So, write her today and tell her to reject this rate hike!
In a Pre-Labor Day, late Friday afternoon media dump, the Texas Supreme Court released a series of anti-justice opinions. Among them was a dangerous ruling that gives predator doctors the benefit of the doubt just because they wear white coats and assault their victims in exam rooms. (more…)
You’ve heard it before. Lobbyists and regulators repeatedly say that if policyholders would just “shop the market” everything would be alright. Implicit is that shopping for insurance is a simple proposition and consumers are just lazy. Really they’re saying it’s your fault. As if you like paying too much and getting too little. Of course, this rhetoric ignores reality. (more…)