Texas Watch

Insurance

Insurance Profits are Bigger in Texas

In the years that insurers have claimed a crisis, carriers have raked in billions. Outperforming the nation in profitability for three years running, Texas homeowners insurance carriers have been making profits hand over fist.

KXAN Reveals Misleading Insurance Complaints Process

Insurance lobbyists are trying to pull the wool over the eyes of Texans, using cherry-picked data on consumer complaints at the Texas Department of Insurance to help their bottom line. But, KXAN's Investigative Team revealed the problems plaguing the Texas Department of Insurance's complaints process and the very numbers insurance lobbyists are relying on.

Gaming the System: The Appraisal Process

Texas policyholders struggling to have their valid claims paid in full and on time are forced to resort to the courts. But, often insurers are escaping accountability and gaming the system by using the last trick up their sleeve: the appraisal process. 

Press Release: Statement Regarding Central and South Texas Storms

After last night's storms ripped through Central and South Texas, property owners are assessing the damage to their homes and businesses.  Executive Director Ware Wendell released the following statement regarding the Blue Tarp Bills (SB 10 and HB 1774), which would make it even more difficult for Texas policyholders to have their claims paid in full and on time after disasters like last night's storm. 

Help your communities rebuild. Say "no" to SB 10 and HB 1774.

SB 10 and HB 1774, more aptly referred to as the Blue Tarp Bills, burden all property owners in getting all property claims paid on time and in full. Families, businesses, schools, and churches with water damage, fire damage, windstorm damage, and more will have even more difficulty in starting the rebuilding process. If insurance lobbyists have their way, the state will be blanketed in blue tarps. 

 

Press Release: The Blue Tarp Bills (SB 10 and HB 1774)

Ware Wendell, Executive Director of Texas Watch, released the following statement in response to the filing of SB 10 & HB 1774 (i.e., the "Blue Tarp Bills"): 

Press Release: Statement Regarding Insurance and the State of the State

Ware Wendell, Executive Director of Texas Watch, released the following statement in response to Governor Abbott’s State of the State remarks concerning insurance litigation:

Press Advisory: #protectpolicyholders resource page

Texas Watch has released a one-stop resource for those wishing to learn more about the fight to preserve policyholder protections. Ware Wendell, Executive Director of Texas Watch, released the following statement: 

The 85th Legislative Session

The 85th Legislative Session is here and we’re ready for the fight. We’re ready to make a stand to preserve policyholder protections, make our roads safer, and protect consumers.

Thanks to your support last session, we were able to beat back insurance lobbyists’ efforts to rob Texas policyholders of their vital legal protections. Now, insurance lobbyists are coming back for your rights.

Stop "Swoop and Settle"

You have just been involved in a car wreck. Your car is destroyed. You are hurting and disoriented. After you exchange insurance information with the other driver, take photos of the damage, gather witness information, and get to the doctor, what comes next? Often the other driver's insurance company calls wanting a recorded statement from you.