Texas Watch

Insurance

Insurance

Home & Auto Insurance

Texans pay their insurance premiums each month in exchange for a promise that their premiums will be payed in full and on time. Unfortunately, bureaucrats have allowed insurance companies to abuse their customers in ways that increase their bottom line. Over the past decade, these companies have carved up their policies, offering less coverage, while continuing to raise premiums. As a result, many Texans are paying too much for policies that cover too little. Without meaningful reform, insurance companies in Texas will continue to “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. 

HB1774: See How They Voted

Insurance companies already have too much power, and they just got even more here in Texas. Texas lawmakers made the unfortunate decision to pass HB 1774, more aptly referred to as the Blue Tarp Bill because it will make it more difficult for Texans to rebuild after disaster strikes. Find out if your lawmaker voted for this dangerous legislation.

Latest from Home & Auto Insurance

  • Press Statement on Request for TDI Investigation into Insurance Industry’s Auto Repair Practices

    Thursday, August 10, 2017

    For Immediate Release

    Texas Watch requested Thursday that the Texas Department of Insurance (TDI) investigate the insurance industry’s corner cutting automobile repairs. The request urges TDI to take vigorous enforcement action to discourage the practice and uphold the agency’s statutory duty to “protect and ensure the fair treatment of consumers.”

    Deputy Director Tori Sommerman released the following statement:

  • Odessa Residents Could Soon Face Second Storm of Insurance Abuse

    Monday, June 19, 2017

    Insurance companies already have too much power, and they’re getting even more in September when a dangerous new law goes into effect. House Bill 1774 slashes penalties for property insurers that wrongfully delay storm claims, forces many insurance disputes into federal court where it takes twice as long to receive justice, and imposes additional costs on policyholders. The law guts the property rights of homeowners, business owners, churches, and schools, threatening access to justice for many.

  • Press Statement on Senate Approval of HB 1774, One of the Blue Tarp Bills

    Tuesday, May 16, 2017

    For Immediate Release

    On a vote of 21-8, the Texas Senate gave preliminary approval to HB 1774 today, one of the #BlueTarpBills. The legislation slashes the penalty for property insurers that wrongfully delay weather-related claims, forces many cases into federal court where it takes twice as long to receive justice, and adds cost and uncertainty for property owners who attempt to legally challenge insurers' decisions.

    Executive Director Ware Wendell released the following statement: