Texas Watch

Insurance

Insurance

Home & Auto Insurance

Texans pay their insurance premiums each month in exchange for a promise that their premiums will be payed in full and on time. Unfortunately, bureaucrats have allowed insurance companies to abuse their customers in ways that increase their bottom line. Over the past decade, these companies have carved up their policies, offering less coverage, while continuing to raise premiums. As a result, many Texans are paying too much for policies that cover too little. Without meaningful reform, insurance companies in Texas will continue to “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. 

HB1774: See How They Voted

Insurance companies already have too much power, and they just got even more here in Texas. Texas lawmakers made the unfortunate decision to pass HB 1774, more aptly referred to as the Blue Tarp Bill because it will make it more difficult for Texans to rebuild after disaster strikes. Find out if your lawmaker voted for this dangerous legislation.

Latest from Home & Auto Insurance

  • Press Release: HB 1774 House Vote

    Thursday, May 4, 2017

    The Texas House voted this evening 91 to 55 for preliminary approval of HB 1774, one of the #BlueTarpBills pushed by the insurance industry and their allies this session. The bill slashes penalties for property insurers that wrongly delay weather-related claims, pushes cases into federal courts where it takes twice as long to receive justice, and threatens access to justice by increasing costs, delay, and risk for those wronged by insurers. The bill has broad application beyond hail claims and would impact millions of Texas property owners if signed into law.

  • Texans Across the Board are Against the Blue Tarp Bills

    Monday, May 1, 2017

    Texans across the political spectrum are against The Blue Tarp Bills. The bills are a giveaway to insurance companies, striping policyholders of their legal protections and making it even easier for insurers to deny, delay, and underpay the valid claims of property owners. The Texas House will debate this dangerous legislation as early as this Thursday.

  • Press Release: Senate Business & Commerce Committee Approves Blue Tarp Bill

    Thursday, April 20, 2017

    The Texas Senate Business & Commerce Committee voted 7-1 today to approve SB 10, one of the Blue Tarp Bills being pushed by the property insurance industry and their colleagues at TLR. 

    Texas Watch Executive Director Ware Wendell released the following statement: "This legislation threatens every property owner in this state. It is a giveaway to insurance companies at the expense of Texas families, businesses, churches, and schools. Lawmakers should represent their constituents, not the insurance industry."