Texas Watch

Insurance

Insurance

Home & Auto Insurance

Texans pay their insurance premiums each month in exchange for a promise that their premiums will be payed in full and on time. Unfortunately, bureaucrats have allowed insurance companies to abuse their customers in ways that increase their bottom line. Over the past decade, these companies have carved up their policies, offering less coverage, while continuing to raise premiums. As a result, many Texans are paying too much for policies that cover too little. Without meaningful reform, insurance companies in Texas will continue to “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. 

HB1774: See How They Voted

Insurance companies already have too much power, and they just got even more here in Texas. Texas lawmakers made the unfortunate decision to pass HB 1774, more aptly referred to as the Blue Tarp Bill because it will make it more difficult for Texans to rebuild after disaster strikes. Find out if your lawmaker voted for this dangerous legislation.

Latest from Home & Auto Insurance

  • Press Release: Senate Business & Commerce Committee Approves Blue Tarp Bill

    Thursday, April 20, 2017

    The Texas Senate Business & Commerce Committee voted 7-1 today to approve SB 10, one of the Blue Tarp Bills being pushed by the property insurance industry and their colleagues at TLR. 

    Texas Watch Executive Director Ware Wendell released the following statement: "This legislation threatens every property owner in this state. It is a giveaway to insurance companies at the expense of Texas families, businesses, churches, and schools. Lawmakers should represent their constituents, not the insurance industry."

  • Supreme Court Issues Landmark Insurance Decision

    Thursday, April 20, 2017

    The Supreme Court of Texas, long known as a business-oriented court, recently decided a landmark insurance case that provides clarity for insurance companies and policyholders, removing any argument for the Blue Tarp Bills (HB 1774 & SB 10). 

  • Pure gravy

    Thursday, April 20, 2017

    HB 1774 and SB 10, more aptly referred to as the Blue Tarp Bills, reduce incentives for insurers to pay valid claims on time and in full. By slashing the penalty for insurers that delay and underpay Texas families, businesses, churches, and schools from 18% to 10%, the bills are a giveaway for insurers. The illicit profits they would make from slow-paying their customers would be...pure gravy. 

    Sign the petition to preserve policyholder protections here