After disaster strikes, Texans start the process of rebuilding and getting back on their feet. But too often, insurers delay and underpay policyholders' valid claims. A policyholder can’t rebuild until they have full payment in hand. When insurers underpay Texans and add unnecessary delays, Texas communities are left in the lurch. This month, SB 10 and HB 1774, more aptly referred to as the Blue Tarp Bills, were filed. As Executive Director Ware Wendell explains, these bills rob policyholders of their last line of defense: their legal rights. If insurance lobbyists have their way, Texas will be blanketed in blue tarps.