Texas Watch

Insurance

Press Statement on Senate Approval of HB 1774, One of the Blue Tarp Bills

For Immediate Release

On a vote of 21-8, the Texas Senate gave preliminary approval to HB 1774 today, one of the #BlueTarpBills. The legislation slashes the penalty for property insurers that wrongfully delay weather-related claims, forces many cases into federal court where it takes twice as long to receive justice, and adds cost and uncertainty for property owners who attempt to legally challenge insurers' decisions.

Executive Director Ware Wendell released the following statement:

House Passes Blue Tarp Bill

This Friday, the Texas House voted 92 to 55 to pass HB 1774, one of the #BlueTarpBills. The passage of this legislation would provide cover for already powerful insurance companies, while gutting the rights of Texas families, businesses, churches, and schools. This vote is a blow to Texas property owners.
But, the fight is still not over. We need you to raise your voice and help us defeat this insurance giveaway. 

Press Release: HB 1774 House Vote

The Texas House voted this evening 91 to 55 for preliminary approval of HB 1774, one of the #BlueTarpBills pushed by the insurance industry and their allies this session. The bill slashes penalties for property insurers that wrongly delay weather-related claims, pushes cases into federal courts where it takes twice as long to receive justice, and threatens access to justice by increasing costs, delay, and risk for those wronged by insurers. The bill has broad application beyond hail claims and would impact millions of Texas property owners if signed into law.

Texans Across the Board are Against the Blue Tarp Bills

Texans across the political spectrum are against The Blue Tarp Bills. The bills are a giveaway to insurance companies, striping policyholders of their legal protections and making it even easier for insurers to deny, delay, and underpay the valid claims of property owners. The Texas House will debate this dangerous legislation as early as this Thursday.

Episode 17- Phantom Policies Haunt Texas Roads

Phantom Policies are haunting Texas roads, making dangerous conditions for all drivers. These policies create gaps in coverage by excluding coverage for household members who are not specifically listed in a policy. This practice not only harms the policyholder who often believes they're covered but any third party involved in a crash. Today, 1.5 million Texans are driving with Phantom Policies and as such, only have phantom policy.

Pure gravy

HB 1774 and SB 10, more aptly referred to as the Blue Tarp Bills, reduce incentives for insurers to pay valid claims on time and in full. By slashing the penalty for insurers that delay and underpay Texas families, businesses, churches, and schools from 18% to 10%, the bills are a giveaway for insurers. The illicit profits they would make from slow-paying their customers would be...pure gravy. 

Sign the petition to preserve policyholder protections here

Supreme Court Issues Landmark Insurance Decision

The Supreme Court of Texas, long known as a business-oriented court, recently decided a landmark insurance case that provides clarity for insurance companies and policyholders, removing any argument for the Blue Tarp Bills (HB 1774 & SB 10). 

Press Release: Senate Business & Commerce Committee Approves Blue Tarp Bill

The Texas Senate Business & Commerce Committee voted 7-1 today to approve SB 10, one of the Blue Tarp Bills being pushed by the property insurance industry and their colleagues at TLR. 

Texas Watch Executive Director Ware Wendell released the following statement: "This legislation threatens every property owner in this state. It is a giveaway to insurance companies at the expense of Texas families, businesses, churches, and schools. Lawmakers should represent their constituents, not the insurance industry."

Eliminate Phantom Policies: Tell Your State Rep to Support HB 915

Phantom policies are haunting Texas roads. HB 915 will remove these dangerous junk policies and it's critical that your legislator hears your voice. Take these few simple steps below to call your Texas State Representative in support of HB 915 by Representative Ed Thompson:

1) Look up who represents you at: http://www.house.state.tx.us/members/find-your-representative/

2) Input your address and press "Find Rep"