Texas Watch

Insurance

Valid Concerns on Valid Claims

The threat to property owners filing insurance claims in the wake of Hurricane Harvey is real. Earlier this year, the Texas Legislature passed HB 1774, which reduces incentives for insurance companies to pay claims on time and in full. More aptly referred to as the Blue Tarp Bill, the legislation prolongs the rebuilding process for communities and keeps blue tarps on roofs longer.

Harvey FAQs

Texas has suffered a heavy blow from Hurricane Harvey. This disaster will continue to unfold in the weeks and months ahead as Texans try to put their lives back together and rebuild. Laws pushed by the insurance industry through the years will make this process very difficult. Too often, insurance companies deny, delay, and underpay valid claims in an effort to pad their profits. Dangerous and misguided laws in Texas strengthen the hand of insurance companies even more in property damage disputes. 

Press Statement on Request for TDI Investigation into Insurance Industry’s Auto Repair Practices

For Immediate Release

Texas Watch requested Thursday that the Texas Department of Insurance (TDI) investigate the insurance industry’s corner cutting automobile repairs. The request urges TDI to take vigorous enforcement action to discourage the practice and uphold the agency’s statutory duty to “protect and ensure the fair treatment of consumers.”

Deputy Director Tori Sommerman released the following statement:

Texas Watch Requests TDI Investigation into Insurance Industry’s Auto Repair Practices

In light of recent reporting (here, here, and here) on the insurance industry’s corner cutting on automobile repairs, Texas Watch has requested

Odessa Residents Could Soon Face Second Storm of Insurance Abuse

Insurance companies already have too much power, and they’re getting even more in September when a dangerous new law goes into effect. House Bill 1774 slashes penalties for property insurers that wrongfully delay storm claims, forces many insurance disputes into federal court where it takes twice as long to receive justice, and imposes additional costs on policyholders. The law guts the property rights of homeowners, business owners, churches, and schools, threatening access to justice for many.

Press Statement on Senate Approval of HB 1774, One of the Blue Tarp Bills

For Immediate Release

On a vote of 21-8, the Texas Senate gave preliminary approval to HB 1774 today, one of the #BlueTarpBills. The legislation slashes the penalty for property insurers that wrongfully delay weather-related claims, forces many cases into federal court where it takes twice as long to receive justice, and adds cost and uncertainty for property owners who attempt to legally challenge insurers' decisions.

Executive Director Ware Wendell released the following statement:

House Passes Blue Tarp Bill

This Friday, the Texas House voted 92 to 55 to pass HB 1774, one of the #BlueTarpBills. The passage of this legislation would provide cover for already powerful insurance companies, while gutting the rights of Texas families, businesses, churches, and schools. This vote is a blow to Texas property owners.
But, the fight is still not over. We need you to raise your voice and help us defeat this insurance giveaway. 

Press Release: HB 1774 House Vote

The Texas House voted this evening 91 to 55 for preliminary approval of HB 1774, one of the #BlueTarpBills pushed by the insurance industry and their allies this session. The bill slashes penalties for property insurers that wrongly delay weather-related claims, pushes cases into federal courts where it takes twice as long to receive justice, and threatens access to justice by increasing costs, delay, and risk for those wronged by insurers. The bill has broad application beyond hail claims and would impact millions of Texas property owners if signed into law.

Texans Across the Board are Against the Blue Tarp Bills

Texans across the political spectrum are against The Blue Tarp Bills. The bills are a giveaway to insurance companies, striping policyholders of their legal protections and making it even easier for insurers to deny, delay, and underpay the valid claims of property owners. The Texas House will debate this dangerous legislation as early as this Thursday.