Home & Auto Insurance

Lax regulation has allowed companies to abuse their customers in ways that increase their bottom line. They will “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. It has also allowed insurance companies to carve up their policies over the last decade, offering less coverage, while continuing to raise premiums, leaving many Texans with “Junk Policies” that cost too much and cover too little.

Has your insurance company jacked up your rates, delayed your claims, or treated you unfairly? Please share your story with us.

Visit our Insurance Tips page for information about how to file a complaint against your insurance company and other resources that will empower you to become a more informed consumer.

Latest from Home & Auto Insurance Read more »

Eye on Texas Blog, Press Releases

Last Ditch Effort to Graft Anti-Policyholder Provisions onto HB 3787

May 26, 2015—Recent severe weather events have Texas families and businesses digging out, evaluating property damage, and preparing necessary insurance claims. Meanwhile, the insurance industry and its cohorts at the self-styled Texans for Lawsuit Reform are trying to shove last second changes through the legislature that would roll back decades of key policyholder protections. Thus far, lawmakers […]

Eye on Texas Blog

HB 3787 Severely Limits Home, Commercial Insurance Claim Deadlines

May 7, 2015—The Texas House is scheduled to debate House Bill 3787 tomorrow. The bill severely and arbitrarily shortens the amount of time policyholders have to make a claim or file suit against their insurance carrier for the wrongful denial or underpayment of their claim. The legislation:  Severely shortens the time homeowners and businesses have to file a […]

Research & Reports from Home & Auto Insurance View more reports »

Research & Reports
Research & Reports

The Texas Watch Foundation, a non-partisan 501(c)(3) organization, conducts research and public education activities on consumer law, consumer protection and civil justice issues. Read More »

Court Watch
Court Watch

Court Watch, a program of the Foundation, documents the role and impact of the Texas civil court system on Texas families and Texas public policy. Read More »