Home & Auto Insurance

Lax regulation has allowed companies to abuse their customers in ways that increase their bottom line. They will “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. It has also allowed insurance companies to carve up their policies over the last decade, offering less coverage, while continuing to raise premiums, leaving many Texans with “Junk Policies” that cost too much and cover too little.

Has your insurance company jacked up your rates, delayed your claims, or treated you unfairly? Please share your story with us.

Visit our Insurance Tips page for information about how to file a complaint against your insurance company and other resources that will empower you to become a more informed consumer.

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Eye on Texas Blog

Preserve Policyholder Protections

April 13, 2015—Policyholders pay premiums in exchange for a promise from their insurance company that claims will be paid in full and on time. Too often insurers fail to hold up their end of the bargain by unfairly denying, delaying, or underpaying valid claims. That’s why strong laws with stiff penalties – like those that have been […]

Texas Tells Podcast

Episode Three: “The Second Storm”

April 12, 2015—Episode three: How do Texans rebuild in the wake of catastrophe? After devastating storms ravage their homes, businesses, and churches, many Texans faced a second storm: dealing with their insurance company. This month, we talked to policyholders about SB1628, the insurance industry’s effort to erode the last line of defense for policyholders against low, slow, or no payments […]

Eye on Texas Blog

Our Take: Perry’s Farewell Address

January 15, 2015—Gov. Rick Perry gave his farewell address before a joint session of the legislature today. He touted his record of severely restricting access to legal accountability, pointing specifically to sweeping 2003 legislation that closed the courthouse doors for countless Texans. Even as he exits the stage, Gov. Perry is a cheerleader for his broken special […]

Research & Reports from Home & Auto Insurance View more reports »

Research & Reports
Research & Reports

The Texas Watch Foundation, a non-partisan 501(c)(3) organization, conducts research and public education activities on consumer law, consumer protection and civil justice issues. Read More »

Court Watch
Court Watch

Court Watch, a program of the Foundation, documents the role and impact of the Texas civil court system on Texas families and Texas public policy. Read More »