Home & Auto Insurance

Lax regulation has allowed companies to abuse their customers in ways that increase their bottom line. They will “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. It has also allowed insurance companies to carve up their policies over the last decade, offering less coverage, while continuing to raise premiums, leaving many Texans with “Junk Policies” that cost too much and cover too little.

Has your insurance company jacked up your rates, delayed your claims, or treated you unfairly? Please share your story with us.

Visit our Insurance Tips page for information about how to file a complaint against your insurance company and other resources that will empower you to become a more informed consumer.

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Eye on Texas Blog

Cart Before the Horse

March 10, 2014—In order to raise funds for the beleaguered Texas Windstorm Insurance Association, regulators at TDI are considering rules to impose a surcharge on property insurance policies sold along the Texas coast. This means higher insurance costs for homeowners and drivers in an area of the state hit hard by sky-high insurance costs (not to mention... Read more »

Latest Headlines

Senator Urges Insurance Commissioner to Reject Rate Hikes by “Big Three” Home Insurers

January 10, 2014—A state senator called on Texas Insurance Commissioner Julia Rathgeber Friday to reject premium increases from the state’s three largest home insurers. Those increases, filed by Allstate, Farmers and State Farm, are currently under review by Rathgeber and the Texas Department of Insurance. The increases, ranging from 6.5 percent to nearly 15 percent, will impact... Read more »

Research & Reports from Home & Auto Insurance View more reports »

Research & Reports
Research & Reports

The Texas Watch Foundation, a non-partisan 501(c)(3) organization, conducts research and public education activities on consumer law, consumer protection and civil justice issues. Read More »

Court Watch
Court Watch

Court Watch, a program of the Foundation, documents the role and impact of the Texas civil court system on Texas families and Texas public policy. Read More »