Texas Watch

Insurance

The Texas insurance commissioner is considering an industry proposal that would allow an insurance company to buy your legal rights for a few dollars a month.

This is unprecedented. Never has the insurance department approved a request to allow an insurance company to include what is called a pre-dispute binding arbitration clause in its policies. In fact, it has been part of the agency's published guidelines to reject any insurance policy that includes such language.

The Texas Department of Insurance is asking questions. But, it's what they aren't asking that's the problem.

Last August, we asked what you wanted to see in a new Texas Watch website. With your comments in mind, we launched a website that helps Texas consumers learn and take action on the issues that affect them most. 

Firefighters continue to bravely battle the Hidden Pines wildfire in Bastrop County with 80% of the fire contained. The fire has already damaged or destroyed dozens of residential and commercial properties. As families and businesses begin the process of rebuilding, here are some tips for property owners when dealing with their insurance company.

Demand that your insurer hold up its end of the deal.

Lt. Governor Dan Patrick has directed the Business & Commerce Committee to study insurance claims handling practices and the impact on Texas consumers and the Texas insurance market.

Following is a statement from Alex Winslow, executive director of the policyholder advocacy organization Texas Watch:

Texas Mutual Insurance Company is garnering the attention of the press, local officials, and state legislators for all the wrong reasons.

Episode 8: Preparing for Hurricane Season

After a year of record rainfall and flooding for the Lone Star State, Hurricane Season 2015 will reach its peak this month. Seven storms have already rocked the Atlantic, resulting in 51 casualties and almost 400 million in property damage. This month, we spoke to Executive Director Alex Winslow and Deputy Director Ware Wendell about preparing for hurricane season and how to rebuild after a disaster.

The National Hurricane Center has announced the first hurricane of the Atlantic season. The storm, named Danny, is currently charted to hit the Caribbean islands, but could cause some tropical storms for the Gulf of Mexico and Texas.

Here are 5 things every Texan do in preparation for hurricane season or any natural disaster: