Texas Watch

Insurance

Insurance

Home & Auto Insurance

Texans pay their insurance premiums each month in exchange for a promise that their premiums will be payed in full and on time. Unfortunately, bureaucrats have allowed insurance companies to abuse their customers in ways that increase their bottom line. Over the past decade, these companies have carved up their policies, offering less coverage, while continuing to raise premiums. As a result, many Texans are paying too much for policies that cover too little. Without meaningful reform, insurance companies in Texas will continue to “Delay, Deny, and Defend” claims knowing that everyday Texans don’t have the time and legal resources to fight it. 

HB1774: See How They Voted

Insurance companies already have too much power, and they just got even more here in Texas. Texas lawmakers made the unfortunate decision to pass HB 1774, more aptly referred to as the Blue Tarp Bill because it will make it more difficult for Texans to rebuild after disaster strikes. Find out if your lawmaker voted for this dangerous legislation.

Latest from Home & Auto Insurance

  • Valid Concerns on Valid Claims

    Wednesday, August 30, 2017

    The threat to property owners filing insurance claims in the wake of Hurricane Harvey is real. Earlier this year, the Texas Legislature passed HB 1774, which reduces incentives for insurance companies to pay claims on time and in full. More aptly referred to as the Blue Tarp Bill, the legislation prolongs the rebuilding process for communities and keeps blue tarps on roofs longer.

  • Harvey FAQs

    Monday, August 28, 2017
    Texas has suffered a heavy blow from Hurricane Harvey. This disaster will continue to unfold in the weeks and months ahead as Texans try to put their lives back together and rebuild. Laws pushed by the insurance industry through the years will make this process very difficult. Too often, insurance companies deny, delay, and underpay valid claims in an effort to pad their profits. Dangerous and misguided laws in Texas strengthen the hand of insurance companies even more in property damage disputes. 
  • Press Statement on Request for TDI Investigation into Insurance Industry’s Auto Repair Practices

    Thursday, August 10, 2017

    For Immediate Release

    Texas Watch requested Thursday that the Texas Department of Insurance (TDI) investigate the insurance industry’s corner cutting automobile repairs. The request urges TDI to take vigorous enforcement action to discourage the practice and uphold the agency’s statutory duty to “protect and ensure the fair treatment of consumers.”

    Deputy Director Tori Sommerman released the following statement: