Texas Watch’s core mission is to strengthen consumer protections and ensure that our legal system is open and accessible for all Texans — not just the powerful few. Our thousands of citizen activists are committed to ensuring fairness and accountability in the insurance marketplace and balance in our courts.
We are dedicated to fighting for legal and insurance reforms that give average Texans the legal protections they need. We provide Texas families with a platform to become engaged in the political and legislative process through direct advocacy for real legal and insurance reforms. Our goal is to strengthen protections for children and seniors, lower insurance rates, provide safer workplaces and neighborhoods, and level the playing field for homeowners and small businesses.
90 days. 90 days until consumers might regain vital protections against powerful corporations.
Last Thursday, the Consumer Financial Protection Bureau proposed rules to prohibit dangerous class-action bans buried in credit card, banking, and loan contracts.
Protected by “gotcha” provisions, banks and credit card companies can steal small sums from millions while preventing consumers from holding them accountable in court. This system, called forced arbitration, pits David against Goliath, and with the ban on class actions, plucks the slingshot from David’s hand.
The Texas Department of Insurance is asking questions. But, it's what they aren't asking that's the problem.
West, Texas, 2013—a fertilizer plant explodes, injuring over 260 and killing 15, most of whom were first responders on the site. The blast was among the most destructive ever investigated by the U.S.. Chemical Safety Board.
Three years later, only a few attempts have been made to prevent another explosion. Attempts that a report released by the Chemical Safety Board last month called "inadequate."