In this episode of "In Conversation," we sit down with Christopher Dufour, an expert on digital privacy, to learn how best to protect ourselves and combat disinformation online. In a rapidly changing world, threats to our privacy and security come from all sides -- individuals, governments, and corporations. Consumers need the best resources available to guard their information.
Wells Fargo. Equifax. Recent consumer scandals have brought to light important questions of how we could have prevented millions of consumers from being put at financial risk. Enter the Consumer Financial Protection Bureau, which announced a rule this summer to ban forced arbitration provisions in financial contracts that prevent harmed consumers from banding together in court. This allows consumers to hold wrongdoers fully accountable in court. But, the new rule may be in jeopardy.
In 2003, Texas passed radical medical malpractice laws under the guise of "improving patient access to care" and "improving medical care: by reducing purportedly "burdensome lawsuits." Fourteen years later, these promises have not been kept, and patients, their families, and taxpayers have paid the price.
Phantom Policies are haunting Texas roads, making dangerous conditions for all drivers. These policies create gaps in coverage by excluding coverage for household members who are not specifically listed in a policy. This practice not only harms the policyholder who often believes they're covered but any third party involved in a crash. Today, 1.5 million Texans are driving with Phantom Policies and as such, only have phantom policy.
After disaster strikes, Texans start the process of rebuilding and getting back on their feet. But too often, insurers delay and underpay policyholders' valid claims. A policyholder can’t rebuild until they have full payment in hand. When insurers underpay Texans and add unnecessary delays, Texas communities are left in the lurch. This month, SB 10 and HB 1774, more aptly referred to as the Blue Tarp Bills, were filed.
On October 5th, the Texas Senate Business and Commerce Committee will meet to discuss a Texas Department of Insurance report on weather-related claims. But, some consumer advocates are concerned that the one-sided report could be used against Texas families and businesses. We talked to Texas Watch’s Executive Director Ware Wendell about his concerns on the biases within the report.
You can tell the Senate committee to preserve policyholder protections here.
For years, the Texas Department of Insurance has rightfully stood by Texas consumers and rejected policies with dangerous binding arbitration clauses. But, a policy recently submitted to TDI would strip unaware consumers of their constitutional rights in exchange for a small discount. This month, we talked to Deeia Beck, executive director of the Office of Public Insurance Counsel, about the dangers lurking in the submitted policy.
Insurance lobby groups are pointing to the number of consumer complaints filed with the Texas Department of Insurance as "evidence" that consumers are happy with their insurance companies. But, 75% of consumers filing complaints with TDI in 2015 were never counted.
Has Texas done enough to prevent another tragedy like the West Fertilizer Company explosion? According to a Chemical Safety Board report released last month, we haven't. This month, we talked to Chemical Safety Board investigators Johnnie Banks and Lucy Tyler, Texas State Fire Marshal Chris Connealy, and Texas Watch Deputy Director Ware Wendell about what this report means for the safety of Texans.
Tell your lawmaker to pass meaningful chemical safety reforms here.
Today on Texas Tells, families and businesses across North Texas are attempting to rebuild after the severe holiday storms. But, some roofers and builders are being less than honest. Today, we’ll talk to consumer watchdog and Dallas Morning News columnist Dave Lieber about the scams some roofers and builders are pulling across North Texas.
“I can’t believe this is America.”
“I have disappointed Thomas Jefferson and John Adams.”
A New York Times three-part series is bringing much needed attention to the dangers of forced arbitration. This month, we asked arbitration expert Paul Bland how Americans are losing their constitutional rights in the fine print of their most innocuous transactions.
